Falling Short of 80% Coverage Leaves Colorado Springs Homeowners Financially Exposed to Denial Risk
https://express-wholehome-near-weidnerfield.opalvector.com/posts/step-ordered-verification-sequences-determine-insurance-payout-amounts-for-water-damage-claims
The 80% rule is an insurance provision that requires homeowners to carry coverage equal to at least 80% of their home's replacement value to avoid claim denial