Freelancers can use a Rolex as collateral to cover the stretch between client...

https://travistrcm708.theburnward.com/what-if-i-can-t-repay-a-rolex-loan

Freelancers can use a Rolex as collateral to cover the stretch between client payments without selling the watch. A lender may offer about 30% of its value, giving them short-term cash to handle bills while the next invoice clears.