If your 2026 renewal feels more punishing than usual, you aren’t imagining it....

https://wiki-wire.win/index.php/The_Hidden_Cost_of_Workforce_Benefits_Fragmentation:_Why_Small_Businesses_Are_Losing_Ground

If your 2026 renewal feels more punishing than usual, you aren’t imagining it. Small employers are facing a brutal combination of rising premiums and almost zero negotiating power with major carriers