With a Gold IRA, that you could allocate retirement discount rates to gold bullion and coins that meet IRS principles

https://griffinkwex374.urbanvellum.com/posts/the-strategic-shift-understanding-401k-to-gold-ira-rollovers

With a Gold IRA, you can still allocate retirement savings to gold bullion and coins that meet IRS requirements, then retailer them securely lower than custody.