You can shop off-exchange through a broker or directly with carriers, and...
https://wiki-velo.win/index.php/How_Do_I_Compare_Plans_When_Each_Carrier_Shows_Costs_Differently%3F
You can shop off-exchange through a broker or directly with carriers, and compare small-group plans if your team qualifies. Before weighing premiums, check that your doctors and nearby hospitals are in each plan’s network.