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Lifetime dog insurance is the gold standard but insurers often hike premiums every year. You need consistent cover because a single cruciate repair can easily cost £5,000. Don't fall into the loyalty trap where prices jump at renewal
Years in the clinic taught me one thing: skip the time-limited policies. Brands like Petplan and Animal Friends offer lifetime cover, which is vital if your dog develops a chronic condition. Don't get caught out when the payout pot runs dry.
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After years behind the vet desk, I’ve learnt not to just pick the cheapest quote. Whether comparing Petplan or Agria, always prioritise 'lifetime' cover over 'time-limited' to avoid massive bills if your dog develops a chronic condition later on.
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After nine years behind the vet desk, I’ve seen owners heartbroken when their ‘cheap’ policy hit a limit. When comparing Petplan, ManyPets, or Agria, the most vital lesson is choosing a ‘Lifetime’ policy over ‘Time-Limited
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